Dave Ramsey is one of America’s most trusted voice on money and business matters. He is a personal money-management expert, radio personality, and author of numerous books. We are excited to be part of the SmartVestor program because Dave’s beliefs about financial education and retirement planning are rooted in the same beliefs as Trajan Wealth. By having the heart of a teacher, and not of a salesman, we dedicate the time needed to listen to your goals and educate you on your investment options.
No one can just flip a switch at age 65, quit his or her job and then start to relax on the veranda with an ice-cold lemonade every day. Before retirement, there are many different plans to make and strategies to put into place. While your individual concerns can vary depending on your situation, there are some common concerns faced by almost every pre-retirees.
Most pre- and post-retirees don’t plan to spend all their savings and liquidate all assets during their retirement. For the most part, retirees want to leave behind a legacy to their heirs. But as the economy constricts and it becomes harder to save money for retirement, the thought of leaving a legacy behind becomes a less practical desire.
The plans that a retiree can make in order to provide a legacy to his family after death will vary depending on many things. Some questions that pre- and post-retirees must ask themselves include: