We bet you have many more interesting things to do than think of your old annuities. However, there are a lot of good reasons why you should review them. At Trajan Wealth, we do this for our clients regularly. However, we also offer this important review for annuities purchased from other companies.
Here are 6 important reasons why we want you to schedule your complimentary annuity review right now:
If your annuity was purchased when interest rates were at historical lows, it may no longer be competitive with other available options.
Annual fees, mortality expenses, riders, and surrender charges add up. A review helps you make sure you’re not paying for benefits you don’t need.
Annuities are typically purchased to produce reliable income during retirement. If your needs or income sources change, you may need to revisit your annuity strategy.
Your annuity’s guarantees are only as good as the company holding it, so we’ll review its financial ratings and stability. If we find cause for concern, we’ll show you what to do next.
Goals, interest rates, and products can change. It’s smart to see what else is out there that could meet your needs.
Make sure your money will go where you want it to when the time comes.
*When you exchange one annuity for another one, you may pay a surrender charge on the old annuity and initiate a new surrender period.
As an independent registered investment advisory (RIA) firm, Trajan Wealth is devoted to providing individuals in or approaching retirement with targeted asset management to help protect, maintain, and grow their financial portfolios.
We look at a longer time horizon and incorporate the economic cycle into the tactical considerations of your investments. By aligning more stable asset classes to be the cornerstone of your portfolio, we prevent surprises or serious disruption to your long-term planning goals. An additional portion of assets, based on your customized risk management plan, are used to broaden diversification to enhance your return opportunities.
Our goal: To become the most client-centric, forward thinking, and ethical independent wealth management company in the world.
We have a straight-forward flat fee pricing for money management. The more you make, the more we make. Since our interests are aligned, it alleviates any need to sell you costly investments.
We are excited to be part of the SmartVestor program because Dave’s beliefs about financial education and retirement planning are rooted in the same beliefs as Trajan Wealth.
We review your risk tolerance level, along with learning about your goals and the timeline for your objectives. By working together, we will find an annuity that reflects your values.