Locations in Arizona, Oklahoma, and Utah

What Does Being a Dave Ramsey SmartVestor Pro Really Mean?

Dave Ramsey is one of America’s most trusted voice on money and business matters.  He is a personal money-management expert, radio personality, and author of numerous books. We are excited to be part of the SmartVestor program because Dave’s beliefs about financial education and retirement planning are rooted in the same beliefs as Trajan Wealth. By having the heart of a teacher, and not of a salesman, we dedicate the time needed to listen to your goals and educate you on your investment options. 

So, what does it mean to be a SmartVestor Pro?

To be designated as a SmartVestor Pro, an Advisor must already possess and maintain a defined code of conduct as well as agree philosophically with the financial planning principles espoused by Dave Ramsey and his Ramsey Solutions program.  Principles include, but are not limited to:

  • Investor Education
  • Maintaining Emergency Funds
  • Not using Insurance as an Investment Vehicle
  • Not using Proprietary Investment Products

But all recommendations aside, choosing a Financial Advisor is a big decision. It’s imperative you feel comfortable with the beliefs and options of your investment firm. According to Dave Ramsey’s investment blog, here are a few questions to ask your Investment Pro. 

What type of experience do you have?

Considering you have most likely worked your entire life to acquire your investments, you want a seasoned professional in this area. You’ll want someone who has seen the ups and downs of the market and has a mature plan for your long-term goals.

What’s your overall investment philosophy?

This is important to get a crystal clear understanding of how your funds will be invested. Don’t be afraid to ask questions, even if they seem to be small details.

How are you paid?

Your pro should be willing to explain all fees and expenses associated with the investments he or she recommends. Trajan Wealth is a fee-only fiduciary, meaning we are committed to putting your best interests first instead of a one-size-fits-all approach. For more information on the fiduciary standard, see our article posted on KTAR.com on the difference between a fiduciary Investment Advisor and a Broker.

Being a SmartVestor Pro just naturally makes sense for us because we know from the start we have similar beliefs and values with our clients. Our goal is to put your money to work for you so you can retire with peace of mind.

Ready to get started? Contact us today to schedule your complimentary portfolio review.

* Advisory services offered through Trajan Wealth, L.L.C., an SEC-registered investment adviser.