Wally Less Fiduciary, Financial Advisor

Wally is a seasoned financial professional with over 20 years of experience helping clients make the transition from saving for retirement to living in retirement with confidence. As a Fiduciary Advisor with Trajan Wealth, he focuses on tax-efficient retirement income strategies structured to support consistent income in retirement, with the goal of helping clients keep more of what they’ve earned.

At the core of Wally’s work is Trajan Wealth’s planning-first philosophy, built on proactive, forward-looking strategies rather than reactive decisions. He works with clients to develop a coordinated financial plan that brings together investment management, tax planning, and income distribution. By incorporating tax-efficient withdrawal strategies, Roth conversion planning, and risk-managed portfolios, Wally aims to reduce unnecessary tax exposure and help clients avoid common retirement pitfalls. He believes real financial planning is about more than growing assets; it is about creating clarity, confidence, and control over your financial future.

He guides clients through the retirement red zone and beyond, helping them build a plan for turning a lifetime of savings into income throughout retirement.

Originally from Ottawa, Illinois, Wally brings a Midwestern work ethic and a disciplined, values-driven mindset to his practice. Outside of work, he and his wife, Tracy, enjoy boating, cycling, and both snow and water skiing, activities that reflect his appreciation for balance, discipline, and enjoying life to the fullest.