Downtown view of San Antonio Texas

The Pros and Cons of Retiring in San Antonio, Texas

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If your retirement dreams involve sunshine, margaritas, and spending time outside, San Antonio, Texas, may be the spot for you. And why not? There’s a lot to love about an Alamo City retirement. But before you set your sights on this Texan town, here’s what you need to know. 

The Advantages of a San Antonio Retirement

Your dollar goes farther. The median prices of San Antonio homes, right in the $300,000s, remain below the national average. Plus, the cost of living is reasonable: 8% lower than the national average. This is certainly a win, especially when you compare it to other major U.S. cities.

Skip the state income tax. It’s no secret that Texas is friendly towards retirees, and one of the ways is the lack of income tax for residents.

The weather is sublime. San Antonio is known for its sunny days and pleasant climate. Snow is a very rare occurrence—in fact, temperatures rarely dip below 40 degrees. This provides the perfect landscape for a healthy, active lifestyle with plenty of fresh air and sunshine. 

Staying entertained is easy. It’s easy to keep busy here in Alamo City. There are plenty of cultural and leisure activities like the San Antonio River Walk. For a truly authentic Texan experience, you’ll want to check out the San Antonio Stock Show and Rodeo. And for history buffs, there’s so much to explore, including The Alamo.

There’s a strong medical infrastructure. Staying healthy and attending doctor appointments can be a bigger part of retirement years. San Antonio has many highly-rated doctors and hospitals in and around the city, including Methodist Hospital. 

Plenty of 55-plus communities in San Antonio. One of the best aspects of retirement is getting to meet new folks. Luckily, there are numerous 55-plus communities in San Antonio (and its surrounding suburbs). Time to socialize, make new friends, and build your own community. 

Did you know: San Antonio has about 1.5 million residents? That makes it the second most-populated Texas city (after Houston) and the 7th most-populated city in the United States. 

What Are the Cons About Moving to San Antonio, Texas? 

San Antonio does have a few drawbacks for retirees. You’ll want to consider these before committing to the city!  

You’ll be paying higher property taxes. Here, property taxes are around 1.85%—quite a jump compared to the national average of 1.07%. This is just another reason why planning ahead for retirement is so important! 

It can be harder to get around. As we get older, public transport becomes increasingly important. San Antonio does have quite a bit of traffic and fewer public transportation options than other larger cities. 

You’ll need to watch out for crime. San Antonio has a higher crime rate, depending on where in the city you are. 

Retire Comfortably in Alamo City With Trajan Wealth

Invest today for a comfortable retirement tomorrow. Working with fiduciaries can help you reach your retirement goals, leverage opportunities, and protect yourself against financial risks. 

Don’t delay! Schedule a consultation with one of our San Antonio fiduciary advisors. We look forward to learning more about and helping you reach your goals. It’s what we love to do. 

San Antonio
Trajan Wealth: San Antonio
401 E Sonterra Blvd, Suite 375
San Antonio, Texas 78258
(210) 985-3100
[email protected]

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