Financial Planning Videos

Key Topics

All About Annuities

What exactly is an annuity? We cover the basics in bite-sized videos below, or read all about it on our annuities page.

Trajan Wealth

February 2, 2024 4:16pm

What is an annuity?

All About Annuities: Part 1

Learn everything you need to know about annuities on our site: https://trajanwealth.com/annuities/

*Advisory services offered through Trajan® Wealth L.L.C., an SEC registered investment advisor. Annuity guarantees are based on the claims paying ability of the issuing insurance company.

View on YouTube

Trajan Wealth

February 2, 2024 4:19pm

Types of annuities

All About Annuities: Part 2

Learn everything you need to know about annuities on our site: https://trajanwealth.com/annuities/

*Advisory services offered through Trajan® Wealth L.L.C., an SEC registered investment advisor. Annuity guarantees are based on the claims paying ability of the issuing insurance company.

View on YouTube

Trajan Wealth

February 2, 2024 4:23pm

What is a rider?

All About Annuities: Part 3

Learn everything you need to know about annuities on our site: https://trajanwealth.com/annuities/

*Advisory services offered through Trajan® Wealth L.L.C., an SEC registered investment advisor. Annuity guarantees are based on the claims paying ability of the issuing insurance company.

View on YouTube

Trajan Wealth

February 2, 2024 4:26pm

Common Misunderstandings

All About Annuities: Part 4

Learn everything you need to know about annuities on our site: https://trajanwealth.com/annuities/

*Advisory services offered through Trajan® Wealth L.L.C., an SEC registered investment advisor. Annuity guarantees are based on the claims paying ability of the issuing insurance company.

View on YouTube

Retirement Planning:
How Much More Do I Need To Retire?

You’re not alone if you’re wondering how much you need to save for retirement. Here’s what you need to think about and how to approach the math.

Trajan Wealth

September 27, 2021 8:33am

How much more do I need to retire? Step One

If you're wondering how much you need to save for retirement, you're not alone.

Join us for our new weekly mini-series on Mondays! We're covering to determine how much more you need to save. Get ready to dig into your details to put together a more precise plan. Ready? Bust out those pens and pencils (or a vision or dream board if you have one) because we're starting with your end goals first.

Get more tips and get social with us! https://linktr.ee/trajanwealth

*Advisory services offered through Trajan Wealth, LLC, an SEC-registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube

Trajan Wealth

October 1, 2021 1:54pm

How Much More Do I Need To Retire? Step 2

Traditional retirement expense expectations lead people to believe they need lots of money saved before leaving their jobs. This leads many people - including those who have saved as much as possible - worrying about whether they'll have enough money in their old age.

Understanding average retirement expenses is the second step toward understanding what you need for a comfortable life after work. And a good expense worksheet can help! Check out this one by Nerdwallet: https://www.nerdwallet.com/article/finance/budget-worksheet

Retire as planned by starting to plan early—we'll help you save more money every day as you continue on your path toward financial independence with Trajan Wealth.

Get more tips and get social with us! https://linktr.ee/trajanwealth

*Advisory services offered through Trajan Wealth, LLC, an SEC registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube

Trajan Wealth

October 8, 2021 11:44am

How Much More Do I Need To Retire? Step 3

Figuring out how much money you need to retire can be tricky. It’s like one of those high school word problems that haunts you to this day. If X is your retirement spending, Y is your savings and assets, and Z is the number of years you expect to live, how much will you need to save? There are so many different variables involved that make an exact calculation nearly impossible, but not unsolvable either.

In Step 3 of "How Much More", we dive further into the math by adding up assets and tackling life expectancy. That latter question is very tricky. Since no one really knows the answer to how long they'll live, it's smart to look at averages. Watch the video and check out the SSA calculator at https://www.ssa.gov/OACT/population/longevity.html

Get more tips and get social with us! https://linktr.ee/trajanwealth

*Advisory services offered through Trajan Wealth, LLC, an SEC-registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube

Trajan Wealth

October 15, 2021 2:07pm

How Much More Do I Need To Retire? Step 4

This is a hard one!
This is step four of six in our our series and it's the one where the rubber hits the road. Calculate the gap. That is the gap between how much you need for retirement income and how much you have saved. You'll need to look at all of your all sources of income, including Social Security (find a quick calculator here: https://www.ssa.gov/OACT/quickcalc/), IRAs, investment accounts, and others. Then we compare that to the annual expense we calculated in the previous steps.

Feeling overwhelmed? Don't - we are here to help. Call us for a free retirement planning session to personally answer any questions you have. Call us at 1 (800) 838-3079. Again, it's free.

Get more tips and get social with us! https://linktr.ee/trajanwealth

*Advisory services offered through Trajan Wealth, LLC, an SEC registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube

Trajan Wealth

October 22, 2021 9:16am

How Much More Do I Need to Retire? Step 5

Almost done! We are on Step 5 of 6. This is a retirement planning step to help you plan the more accurate goals. That's right - goals, not goal. We recommend considering both a best and a worst-case scenario when planning for retirement with the help of an online retirement calculator. Why? The rate of return on your investments and inflation aren't predictable.

Consider this calculator from from Bank Rate at https://www.bankrate.com/retirement/calculators/retirement-plan-calculator/.

Try running the numbers with 2% inflation and 7% rate of return. Then try it again with 4% inflation and 5% rate of return. That can start to give you a range to aim for with your retirement savings.

Because there are so many variables involved, we recommend speaking with a fiduciary advisor. We can help you estimate how much money you need for retirement. Visit us at https://trajanwealth.com/contact-us/ to schedule a free consultation.

Get more tips and get social with us! https://linktr.ee/trajanwealth

*Advisory services offered through Trajan Wealth, LLC, an SEC-registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube

Trajan Wealth

November 3, 2021 4:36pm

How Much More Do I Need For Retirement? Step 6

It's the last step. In this episode, we're talking about creating a financial plan for whatever life throws your way. Here's a link to our checklist to help: https://linktr.ee/trajanwealth

Do you know where you can cut expenses or earn additional income? Do you know how to lower your tax bill with a tax-smart withdrawal plan? Do you have a plan to cover health and long-term care needs? If any of your answers are no, don't worry – you're normal! It doesn't mean the end of the world - we can help!

Contact us at https://trajanwealth.com/ or call 1 (800) 838-3079

*Advisory services offered through Trajan Wealth, LLC, an SEC-registered investment advisor. Estate Planning services offered through Trajan Estate.

View on YouTube