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(800) 838-3079Advisory services are offered through Trajan® Wealth, LLC, an SEC registered investment advisor. Legal services offered by Trajan® Estate, LLC in Arizona and Utah, and by Estate Lawyers, PLLC in other states. Tax services offered through Trajan® Tax L.L.C.
Trajan Wealth, LLC, Trajan Tax, LLC, Trajan Estate, LLC, and Estate Lawyers, PLLC, are affiliated companies under common ownership. When a client has needs that align with the services offered by an affiliate, that client will be referred within this affiliated group ("Family Office") of companies rather than to an outside, unaffiliated provider.
D.B.A. Trajan® Wealth Insurance Solutions. Trajan Wealth Advisors act as Insurance Agents when selling annuities and/or life insurance. Annuities are not Advisory products. They are insurance products with differing features, benefits, risks, and costs. Different products may have different features and benefits. Any income guarantee is backed by the claims-paying ability of the issuing insurance company. Your Agent will assess your suitability for such products.
Some annuities offer income riders. This is an optional feature that comes at an additional annual cost, typically ranging from 0.95% to 1.50%. An income rider, generally called a Guaranteed Lifetime Withdrawal Benefit (GLWB), is typically found on a fixed indexed annuity (FIA). There are two values working side-by-side in this case with a FIA with an Income Rider. There is the Account Value, which tracks real cash value in the contract, and a Benefit Base, a contractually defined calculation method used to determine future lifetime income distribution amount. The fee for the rider (GLWB) is deducted directly from the actual cash Account Value, not the Benefit Base. In flat or negative index years, this fee creates net negative charge, reducing the Account Value. Before the income rider (GLWB) is activated to generate income, the Benefit Base grows at a contractual rollup rate (typically 5% to 8% simple or compound interest) for a designated period, providing a predictable future income path regardless of market volatility. This yields a contractually guaranteed annual income stream that continues for life, even if the underlying Account Value is completely depleted to zero. The contractual rollup rate has no impact on Account Value.
Small business 401(k) services offered through a third-party partner.
High Yield Savings account offered by Cantor Fitzgerald Insured Cash Program℠ as an Introducing Party for a deposit bank program. The deposit bank program is established and administered by StoneCastle Cash Management, LLC. Trajan Wealth LLC is not a member of the Federal Deposit Insurance Corporation (“FDIC”) and is acting as an Intermediary. Trajan Wealth is not a bank.
Investment in private equity requires accreditation.
USA TODAY’S Best Financial Advisory Firms 2026, 2025, 2024 & 2023 (Received May 13th, 2026, April 23rd, 2025, April 24th, 2024, and April 26th, 2023). Licensing fees are paid post-award for the use of the ranking.
Newsweek’s Top Financial Advisory Firms 2025 and 2026 (Received November 19th, 2024, and November 14th, 2025). Licensing fees are paid post-award for the use of the ranking.
