Spring is the prime season for homebuyers. The warmer weather, blooming flowers, and longer days make it the perfect time to start the search for a new home.
Trajan's Tactical Tips
A blog for everyday financial tips, Trajan news updates, and more
The S&P 500 surged over 26% in 2023. Even bonds showed signs of life, rising almost 6% as interest rates declined late in the year. Everyone wonders what comes next. While we can’t predict the market’s short-term direction, if we let history be our guide, a strong return one year doesn’t mean bad returns the next year.
In January, many experts release market predictions, although their accuracy is often questionable. However, we do not engage in making predictions. Instead, our approach involves estimating the risk premium that we anticipate earning if the assets are held over the course of a market cycle.
Markets continued to rise in December with the anticipation of lower interest rates. Major equity indexes saw annual returns ranging from about 16.2% to 44.1%. The S&P 500 had a total return of over 26% in 2023, higher than the 50-year average of 11.2%. Will these trends continue in 2024?
While investors grapple with geopolitical uncertainties, gold investments become a shiny alternative (again). Take a breather and read a quick review of the positive and negative factors aspects of this past quarter.