Picking the right wealth management firm is one of the best investments you can make for your financial future. But, how do you decide which is the best wealth management firm for you? What questions do you need to ask to make an educated decision? Trajan Wealth believes in financial …
Read more3 Tips For Selecting The Wealth Management Firm For You
The two terms financial planner and investment advisor may sound similar, but knowing the difference is vital to the success of your financial future. In this article, we’ll break down the differences so you can figure out what financial planner services are better aligned with your financial goals. What Is …
Good tax planning will help you reduce your taxes when you’re alive, and when it comes to leaving money to your beneficiary. If you’re wondering: is life insurance taxable? The answer is “not necessarily.” The amount given to the policy’s beneficiary is typically paid out without taking out income tax …
New Administration, New Taxes? With a new president and administration, now is a great time to meet with a Trajan Wealth fiduciary advisor to discuss how our new president, Joe Biden, may affect your finances, tax planning, and retirement. Given the balance of the U.S. federal deficit and the federal and state …
Learning from our mistakes is a good thing. After all, if we learn from our mistakes, we are likely not to repeat them. Sometimes psychological or emotional factors contribute to either making an investment mistake or knowing how to avoid it. Here are the top investment mistakes made and how …
Read moreTop 5 Mistakes Investors Make and How to Avoid Them
Portfolio cash accounts are typically kept for reinvesting opportunities or other events such as Required Minimum Distributions (RMDs). Investors and their advisors often want to move cash to securities for performance in an environment where interest rates are low or effectively at 0%. There are reasons that cash accounts should …
When it comes to overfunded life insurance, there are a lot of questions people have. A few that come to mind may include: Can you overfund life insurance? Is it in your best interest to do so, and what does that mean for your taxes? What are the pros and …
When it comes to retirement planning, it can easily feel like a numbers game. For instance, you’ll need to consider: the age you plan to retire, how much money you’ll need for living expenses, and so forth. But is retirement really ALL about numbers? Numbers give us a baseline to …
As we enter a new year, many are hopeful that 2021 will be positively different from 2020 in health, the environment, and the economy. In the wealth management industry, we know things are already different as we see more Americans wanting to plan for their futures. Our parents and grandparents …
2020 has been a year unlike any during our lifetimes with the COVID-19 pandemic and a poor economy. Many have been impacted with lay-offs and job losses and realize they were unprepared financially. With the start of a New Year, are you ready to focus on ways to improve your financial …
Read moreAre You Ready for a New Year & New Financial Focus?
