Trajan's Tactical Tips

A blog for everyday financial tips, Trajan news updates, and more

Springtime Is Clean Your Finances Time
Saving

Springtime Is Clean Your Finances Time

Springtime is a great time to review your finances so you can work toward financial independence. While many are organizing their closets and cleaning out drawers and garages, instead, clean up your finances using these ten tips.

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The Social Security Trust Fund’s Problem
Retirement Planning

The Social Security Trust Fund’s Problem

Initially designed for retired workers and survivors, the program’s funds depletion date is 2035. For Americans that will retire after 2035, the future of receiving their projected full retirement monthly benefit looks bleak. The Social Security Administration estimates the ability to pay 77% of promised benefits at that time. Here is Social Security’s present situation.

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Today’s rate increases have nothing on the 70’s
Investing

Finding Value In Bonds

In comparison to the rates seen in the 1970s, the most recent rises in interest rates still appear minimal. Despite this, these are the largest adjustments we have experienced in several decades and now, investors have a chance to take advantage of investment prospects that have been dormant in the debt market for over a decade. Here is how you could
maximize the rewards of this opportunity.

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Presley Graceland estate
Estate Planning

3 Lessons Learned From the Presley Trust

All too often, the death of a celebrity is a cautionary tale when it comes to getting our affairs in order. Priscilla Presley (Elvis’s ex-wife and Lisa Marie’s mom) already filed a lawsuit four days after she buried her daughter to remove Lisa Marie’s oldest daughter as trustee.

In Lisa Marie’s case, we can learn from some wise planning going back to Elvis, as well as some things that could have been done better.

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January 2023 Market Review
Investing

January 2023 Market Review

Buoyed by signs of declining inflation, a strong labor market, and steady GDP growth, risk assets rebounded from their 2022 capitulation, posting strong returns in January. With inflation being the driver of financial markets over the past four quarters, the $64 million question is “what lies ahead”? Read our market recap for January 2023 by CIO Udayan Mitra, CPA.

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Why you need an estate plan
Estate Planning

Why You Need An Estate Plan

No one wants to think about their own death, yet none of us will live forever. Creating an estate plan is an unpleasant but necessary part of being a responsible adult. We can’t know when our time is up, but we can control whether we help our loved ones or leave them with a financial mess.

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What the SECURE Act 2.0 Means for Retirement Savings
News

What The SECURE Act 2.0 Means For Retirement Savings

Recently, Congress has implemented the SECURE Act 2.0, a momentous reform of the retirement savings plan. This new law represents one of the most comprehensive changes to retirement plans since the advent of automatic enrollment and the addition of Target Date funds back in 2006. With the intention of helping Americans to more adequately prepare for their future financial security, this Act offers considerable changes that should make retirement savings more achievable.

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How to fix the gender investing gap
Investing

How To Fix the Gender Investing Gap

The U.S. is facing a gender investing gap with men investing and accumulating wealth at a faster rate than women. To ensure women have enough retirement assets for their long life expectancy, closing this gap is crucial. Statistics from WorldData.info show that women on average live to be 80.2 years compared to men’s 74.5 years. It is essential that we work together to reduce the gender investing gap.

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Emotions & Behaviors May Impact Your Investing
Investing

How Emotions & Behaviors May Impact Your Investing

Our deep-seated emotions surrounding money and investing are not always easy to pinpoint, yet they remain strong nonetheless. Behavioral science provides a clearer picture of why we make investment choices, as well as the emotional triggers behind them.

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