Insurance
Creating Intergenerational Wealth Using Life Insurance
Intergenerational wealth, what’s their secret sauce? Surprisingly, there are numerous strategies available when managing your life insurance.
August 29, 2023
Trajan's Tactical Tips
A blog for everyday financial tips, Trajan news updates, and more
Taxes
New SECURE 2.0 Donor Advised Funds Updates for 2023
Did you know you can reduce your taxes while also giving back to your community? Read what rules apply when using a DAF.
August 28, 2023
News
Understanding How Credit Downgrades Can Impact a Country
Government credit ratings are like personal credit scores and they can turn sour. Here’s how the recent downgrade could it impact citizens in the US.
August 25, 2023
Video
Ahead of the Curve on Chinese Securities
The reason for sanctions on Chinese companies aim to reduce US investor capital to companies that may pose national security risks. We at Trajan Wealth take our role as fiduciaries very seriously and would never invest client capital in jurisdictions that have questionable property rights, and where unelected, autocratic regimes can arbitrarily apply laws.
August 21, 2023
Investing
Whither Interest Rates?
Experts believe that the Federal Funds Rate has hit its peak and interest rates may be lowered in the next year to benefit the struggling market. However, ongoing efforts to combat inflation may require further action from the Federal Reserve.
August 7, 2023
Investing
July 2023 Market Review
To diversify investments and manage risk, we continue to recommend allocating assets across different classes. We also believe that non-traditional asset classes – “real assets” such as real estate and infrastructure, as well as private equity and private credit merit consideration given the real portfolio enhancement opportunities as we transition to a potentially lower growth environment.
August 4, 2023
Estate Planning
Estate Planning and Summer Travels
When we head off on our summer travels, we often leave behind our responsibilities and worries, seeking enjoyment and relaxation instead. However, this doesn’t mean that we can completely disregard our future and the well-being of our loved ones. Just as we take steps to plan our vacations meticulously, we must also take steps to plan our estates properly.
August 3, 2023
Education
How Working Teens Can Invest Early with a Roth IRA
Did you know teens can start investing early with a Roth IRA? Early exposure to saving and investing can help teens learn about investment strategies and confidently manage their finances throughout adulthood.
July 31, 2023
Business
401(k) Options for Small Business Owners
Small business owner? You should establish a retirement plan to help be more financially confident in retirement. It may also help attract and retain qualified employees and offer business tax savings.
July 28, 2023
News
Benefits of Inflation
When inflation increases, people often feel the sting of paying more for groceries, gas, and almost everything else. Many may feel inflation is terrible because their paychecks are shrinking, and they don’t like paying more for the same items. But inflation also has positive benefits. Yes, really. There is an upside to inflation.
July 28, 2023